Who We Are & What We Do
HSH is NOT a credit repair or debt settlement organization. We are a loan preparation company with financial, credit, lending and real estate experience which makes us unique and far superior to our competitors. We offer a Home Ownership Program to educate buyers and help them become loan-ready. This normally means focusing on resolving issues that block approvals. Our team has 50+ years of combined experience in financial advising, credit, mortgage lending and real estate. Improving credit is just one element of becoming loan-ready. Working with HSH ensures you will be helped in all the necessary areas. This is typically where most credit repair companies fall short.
Former Loan Officers & Real Estate Professionals - Experience Matters
Our staff is made up of former experienced loan officers, credit experts, financial advisors and real estate professionals. Again, Home Sweet Home staff has many years of financial, credit, lending and real estate experience. Most of our competitors have ZERO or limited experience in any of these fields.
More About Our Program
The Home Ownership Program helps with loan approval. Ultimately, it allows clients to qualify for home loan financing. And, you'll be able to work with a qualified mortgage counselor in our Network of Loan Officers. Our specialized housing counselors will help borrowers every step of the way. In any event, we will make every effort help you get loan-ready. Additionally, we will show you how to increase credit scores quickly.
Our consulting is different from credit repair companies. Home Sweet Home offers SO MUCH MORE service and strategy than the competition:
- We give you the Summary of Your Rights under the Fair Credit Reporting Act. Many credit repair companies seldom do this.
- Our disputation strategy is up-to-date and done correctly which brings quicker results.
- We offer ID theft mitigation includes using medical, mortgage and commercial account fraud affidavits.
- Validation and Verification Complainant forms are also available.
Even More Power Points
Unlike the competition, our professionals assist with re-establishment and credit builder cards which are available on our website. Most credit repair companies don't even mention this extremely important area of improving your credit.
- Debt settlement (with deletion clause to remove an account from credit report) is also a powerful strategy.
- Personal information & address correction works as a powerful rental tool.
- We have a Referral Exchange Network designed to help loan officers and real estate agents CLOSE & EARN more business.